Dental Insurance

Patients with Denplan will receive oral health advice and will be provided with guidance on how to prevent dental problems. Set payments are split by month, allowing patients a clear view on their private dental care costs. By arranging regular check-ups with the dentist, patients can maintain healthy teeth and gums.

Many of our dentists are a part of Denplan Excel. To join, they’ve had to show an ongoing focus on quality improvement.

At a Denplan dental check-up, patients can expect the appointment to assess the following: jaw joints, occlusion (bite), potential infections (including the tongue and gums), signs of oral cancer by feeling for lumps in the jaw, neck and throat, recorded measurements of the gums to assess for gum disease and caries in the teeth (tooth decay), as well as receiving tailored oral health advice.

Access to a good dental plan plays an important role in supporting oral health. This gives patients the incentive to visit the dentist regularly and helps to identify oral health problems and other medical issues before they become painful and costly to resolve. According to The Oral Health Foundation, oral health problems are costing the UK economy more than £105 million each year in sick days.

The British Society of Dental Hygiene and Therapy estimates that more than 45% of adults are affected by gum disease, which increases the risk of heart disease, stroke and preterm birth. These concerns can complicate symptoms associated with diabetes and other medical conditions. The good news is that gum disease can be prevented or slowed down with regular dental care. Regular visits to the dentist can also lead to early diagnosis of oral cancer which is the sixth most common cancer in the world, according to the Royal Marsden NHS Trust. Despite this, nearly a quarter of people don’t have a dentist that they visit regularly. Our research shows that the main reason for this is affordability.

By joining a group dental plan such as Cigna, affordability issues can be addressed. For employers, providing a dental plan for employees can be a sound investment. A group dental plan will enable employees to seek regular, preventative dental care. In this way, employer dental insurance can provide a benefit that will help prevent future sickness, absence and may even help keep private medical insurance premiums down. Cigna offers a range of employer dental insurance plans to suit different needs, from affordable discounted schemes to comprehensive dental cover.

BUPA provides Dental Cover 20, a dental insurance policy for privately registered patients. Restorative dental treatment includes fillings, crowns, bridges and extractions; there is a four month waiting period from when you join the scheme for any restorative dental treatment. Emergency and injury dental treatment is also catered for subject to waiting periods. With Dental Cover 20, there is unlimited cover for oral cancer treatment, subject to a six month waiting period from the start of your plan.

This policy also allows patients to claim the cost of the required treatment if teeth are damaged in an accident, providing treatment is sought in 30 days. In a dental emergency, up to 100% of the treatment costs can be covered, as well as the cost of an emergency call-out. A diagnosis by a specialist for primary mouth cancer entitles patients to a one-off payment of £5,000 to help patients during this difficult time. Simply Health has also made allowances for worldwide cover, picking up the cost of any dental treatment required on a trip of up to 28 days.

With Aviva, you’re covered for: acute conditions, short term illness or injury that responds quickly to treatment, access to hundreds of hospitals including private facilities in the UK – BMI, Nuffield and Spire, cancer care, cancer diagnosis, diagnostic tests (x-rays, scans), specialist treatment and aftercare and comprehensive out-patient cover (diagnostic tests, consultations, specialist treatment – radiotherapy, chemotherapy).

Boots offer Private Level 1 and Private Level 2 Plans to help cover the cost of private dental treatment.